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Re-paying Medical and Legal Debt from an Accident review by KBNI Houston, Katy, Woodlands, Spring, Sugarland, Pearland, Baytown, Beaumont, Kingwood

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Re-paying Medical and Legal Debt from an Accident

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills

One of the most frightening and potentially most devastating aspects of a car accident / motor vehicle accident / truck accident is the medical and legal debt incurred by the parties involved, particularly if there are serious or life-threatening injuries. Medical debt can quickly spiral out of control in the United States, given that more people than ever before are without employer-based health insurance. Legal debt may not even register on the radar for many members of the public, but it is all-too-real for those who find themselves at fault for a car accident.  An expert personal injury lawyer / personal injury attorney may be necessary.

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills

What can individuals do if this is the case? Who will pay the bills? First, take stock of any injuries: are you experiencing back pain or other quality-of-life changes as a direct result of the car accident? If you are not experiencing back pain but are at-fault for the accident, what kinds of injuries has the other person sustained? Most law professionals agree that at this point, it’s best to consult a personal injury lawyer to minimize your chances of long-term financial obligation as a result of the accident. Personal injury lawyers will also likely be able to discuss in detail certain aspects of your car insurance policy that deal with payment of legal and medical fees after a car accident. That said, you should still read over your car insurance policy very carefully, particularly the sections dealing with accident compensation and legal claims filed against you by other parties. Knowing the gaps in your coverage will help you be better prepared to deal with repayment of legal debt.

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills, Houston, Woodlands, Sugarland, Spring, Katy, Pearland, Kingwood, Humble, Baytown, Beaumont, Galveston, Port Arthur, Memorial, Conroe, Sealy

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills, Houston, Woodlands, Sugarland, Spring, Katy, Pearland, Kingwood, Humble, Baytown, Beaumont, Galveston, Port Arthur, Memorial, Conroe, Sealy

For example, some states are “no fault” states when it comes to car accidents, meaning that the car insurance company will likely pay a substantial portion (and possibly all) medical bills incurred. Usually, however, the “no fault” limit is around $10,000, so hospital bills beyond that will need to be compensated for by the individual. Knowing the ins and outs of your company’s insurance policies will help you decide if you need additional coverage. Other insurance policies and additional coverage may cost more in the short-term, but if you have a high-risk job or do a lot of driving on high-risk roads, additional car insurance may make a lot of sense. This is yet another arena where a personal injury lawyer could be very helpful.

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills, Houston, Woodlands, Sugarland, Spring, Katy, Pearland, Kingwood, Humble, Baytown, Beaumont, Galveston, Port Arthur, Memorial, Conroe, Sealy

personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills, Houston, Woodlands, Sugarland, Spring, Katy, Pearland, Kingwood, Humble, Baytown, Beaumont, Galveston, Port Arthur, Memorial, Conroe, Sealy

Patients with lingering or chronic back pain or other medical issues may complicate the issue further, necessitating additional medical consultation. Your car insurance policy likely has financial and chronological limits for your coverage. Your state may also NOT be a “no fault” state, meaning that in some cases all parties involved are responsible for their own medical and legal bills.

Physician experts at the Kraus Back and Neck Institute (KBNI) in Houston, TX, have significant experience and expertise in working with patients who have suffered motor vehicle accidents or truck accidents.  Many of these patients will need complex medical care, and many will need to also see a personal injury attorney.  After an injury, many patients may be confused as to what to do next, and how to straighten out their situations.

The Kraus Back and Neck Institute (KBNI) in Houston TX takes care of patients in Houston and the surrounding areas, including Sugarland, Woodlands, Katy, Spring, Sealy, Baytown, Pearland, Beaumont, Galleria, Conroe, Humble, Kingwood, Port Arthur, Galveston, Texas Medical Center  (TMC) and other Texas TX cities including Dallas, Fort Worth, San Antonio and Austin

If you have SUFFERED AN INJURY, you can contact the Kraus Back and Neck Institute at

…….  281-713-6296

 

…….  Or visit  www.SpineHealth.com  to schedule an appointment online

 

…….  KBNI VIDEO

 

 

 

Keywords: personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills, Houston, Woodlands, Sugarland, Spring, Katy, Pearland, Kingwood, Humble, Baytown, Beaumont, Galveston, Port Arthur, Memorial, Conroe, Sealy, Austin, San Antonio, Dallas

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Truck Accident Car Accident Car Insurance Discussion KBNI Houston, Katy, Woodlands, Sugarland, Memorial

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personal injury lawyer, back pain, car accident, insurance agent, Houston, Sugarland, Woodlands, Katy

personal injury lawyer, back pain, car accident, insurance agent, Houston, Sugarland, Woodlands, Katy

Being involved in a truck accident or car accident can disturb everyday life, both medically and legally speaking. Not only does one need to worry about recovering physically, but the legal fallout following an accident (including personal lawsuits) often pushes families into debt and makes a full recovery much more difficult. Thankfully, there are several steps you can take to minimize your chances of harmful legal action after a car accident.

After you have checked yourself and other parties for injuries, you’ll want to document the entire truck accident or car accident as accurately as possible. When police arrive, get the name and badge identifying number of all police officers on the scene. Knowing about the officers will help all parties involved remember that they are accountable for the information they record and the actions they take. It will also help you if you need to contact the police department in the coming weeks in order to verify details on the police report. Take pictures of the scene itself, documenting any personal injuries as well as the damage done to any vehicles involved. If you are experiencing neck pain or low back pain (indicating back injury or a herniated disc ) or other injuries, be sure to have the police document that in the report. Record the addresses of all parties involved, as well as any other relevant contact information. Having the means to contact the other parties is important to facilitate quick communication if there are any legal consequences.

personal injury lawyer, back pain, car accident, insurance agent, Houston, Sugarland, Woodlands, Katy

personal injury lawyer, back pain, car accident, insurance agent, Houston, Sugarland, Woodlands, Katy

When it comes to discussing the car accident or truck accident itself, discuss details only with the police to avoid confrontation with other parties involved. You may be injured, angry, experiencing neck pain or low back pain or other symptoms, etc. This is not the right frame of mind to objectively describe an accident. Talk with the police, try to remain calm, and recount what happened as clearly and as accurately as possible.

In the coming weeks, talking to a personal injury lawyer ( who can deal with a truck accident or car accident) may be necessary depending on the extent of your injuries. Personal injury lawyers specialize in tort law, which deals primarily with civil wrongs and personal property / reputation / injury claims. Your injuries may give you grounds to seek compensation from the other parties involved in the accident. Your insurance agent will also be an extremely important source of information. Learn all you can about your insurance policy, including anything that pertains to the nature of your truck accident or car accident. Call your insurance agent and ask any questions you might have regarding policy or aspects of the documentation you do not understand. Your insurance agent may also be able to provide you with information on the best course of action moving forward, as well as recommendations for local personal injury lawyers.

personal injury lawyer, back pain, car accident, insurance agent, Houston, Sugarland, Woodlands, Katy

personal injury lawyer, back pain, car accident, insurance agent, Houston, Sugarland, Woodlands, Katy

The Kraus Back and Neck Institute (KBNI) in Houston TX medically treats patients who have suffered from an injury, and may suffer from back pain or neck pain.  Patients who have been injured recently or in the past can be evaluated.  Physicians at the KBNI will evaluate the patients, and obtain appropriate imaging, including MRI scans, CT scans and X rays as needed.

The Kraus Back and Neck Institute (KBNI) in Houston TX takes care of patients in Houston and the surrounding areas, including Sugarland, Woodlands, Katy, Spring, Sealy, Baytown, Pearland, Beaumont, Galleria, Conroe, Humble, Kingwood, Port Arthur, Galveston, Texas Medical Center  (TMC), Memorial City and other Texas TX cities including Dallas, Fort Worth, San Antonio and Austin.

If you have SUFFERED AN INJURY, you can contact the Kraus Back and Neck Institute at

…….  281-713-6296

…….  Or visit  www.SpineHealth.com to schedule an appointment online

…….  KBNI VIDEO

 

Keywords: personal injury lawyer, back pain, car accident, insurance agent, Houston, Sugarland, Woodlands, Katy, Spring, Sealy, Baytown, Pearland, Beaumont, Galleria, Conroe, Humble, Kingwood, Port Arthur, Galveston, Memorial City, Texas Medical Center, TMC, Texas, TX, Dallas, Fort Worth, San Antonio, Austin

personal injury lawyer, back pain, car accident, herniated disc

personal injury lawyer, back pain, car accident, herniated disc


This discussion is not meant to give legal or other advice, but is a discussion of things to keep in mind.  For any advice about what to do regarding an accident, readers are advised to contact their attorney, insurance agent, and any other advisers they use.  KBNI is not providing legal advice.

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