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Spinal Injury Lawyers and your Health Insurance review by Kraus Back and Neck Institute Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood

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spinal injury, spinal, health insurance, back pain, patient advocate, accident, motor vehicle injury, recovery, health insurance

 

Spinal Injury Lawyers and your Health Insurance

Patients may have been involved in a motor vehicle accident, truck accident, or other type of motor vehicle injury.  Of course, any type of injury, whether it be a motor vehicle injury, truck injury or car injury, are unplanned, and can have significant consequences for the injured person.  Understandably, most spinal injury patients are often much more concerned with their long-term prospects for rehabilitation and recovery. As the claim process progresses, it’s easy to let financial decisions take a back seat to quality care. The unfortunate reality, however, is that your health insurance coverage benefits may not cover your recovery in all the ways you require. It’s advised that spinal injury patients take the time to understand their coverage as best they can in order to search for the local and regional doctors that will make a physical and financial recovery possible. After all, whenever the spinal nerves are involved, costs can quickly run to the tens and even hundreds of thousands of dollars. Many patients need corrective spine surgery to remove or repair damaged portions of the spinal column (fragments of disc or vertebra, for example) in order to minimize the possibility of further damage, or to re-stabilize the spinal column.  Patients need to address recovery, but they can also be stressed with growing medical bills and medical debt.  As a matter of fact, medical bills and medical debt are a significant cause of bankruptcy.  Spinal injury lawyers can help to offer guidance not only on defending your case, but on advice with dealing with medical bills and medical debt, and how to handle payment of these, whether through the motor vehicle insurance, case settlement, or health insurance.

 

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Patient advocates are also excellent sources of information, especially when it comes to evaluating how your health insurance coverage will affect your recovery. These laypersons specialize in knowledge regarding the healthcare industry and will likely be able to point you in the direction of doctors (and even other patients) who can give you more advice about how to proceed. For most patients, finances are a high priority, so patient advocates may attempt to put you in touch with in-network healthcare services, depending on your health insurance provider.

Remember that the long-term goal of any spinal injury recovery is to maximize your quality of life. If you need to switch health insurance providers or go with a more expensive treatment, keep that information in mind. It’s hard to ignore large costs, but remember that certain treatments may make the difference between large discrepancies in your long-term mobility. Independent living may still be possible depending on the location and severity of your injury. Though permanent back pain will likely still rear its ugly head, patients can take solace in the fact that most health insurance companies reimburse at least partially for spinal physical therapy, particularly in severe cases like spinal injury.

 

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Spinal physical therapy will help in decreasing back pain by building up muscles throughout the torso and spinal column, allowing patients to explore the limits of their mobility to make sure that their range of motion does not deteriorate further during recovery. Be aware that some health insurance companies may not reimburse you for physical therapy treatments beyond a certain time after your accident, so if possible put your emphasis on programs with exercises simple enough to learn and perform in a home setting. Depending on the severity of your injury, you may also need an assistant to help with maintaining blood flow to areas which fall below the point of your spinal injury. If you have permanent mobility and / or sensation loss, remember that keeping those desensitized areas exercised is vital to avoiding dangerous complications like blood clots.

 

 

 

 

 

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Keywords: spinal injury, spinal injury lawyers, spinal, health insurance, back pain, patient advocate, accident, medical bills, medical debt, motor vehicle injury, recovery, Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood

 

 

Note: for individual advice, consultation with an attorney is recommended

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Frequently Asked Questions Regarding the Legal Aspects of Spinal Injury review by Kraus Back and Neck Institute Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood

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Frequently Asked Questions Regarding the Legal Aspects of Spinal Injury

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contingent fee basis, health insurance, spinal injury, back pain, injury, spinal, pain, lawyers, settlement, legal, contingency


 

Perhaps one of the most common questions asked in the wake of a spinal injury is: where do I begin? Dealing with newfound immobility can be traumatizing, and patients generally have a long road of healing, recovery, and physical rehabilitation ahead of them with no guarantees of recouping the mobility they may have lost. Family members and friends of the patient should work on organizing legal counsel for the victim. Be forthcoming with all the details of the accident. Personal injury lawyers need to have all the pertinent facts of the case in order to have the best chance at reaching a settlement for the patient.

Many spinal injury patients may understandably be concerned with the financial aspects of their recovery. After all, healthcare in the US is remarkably expensive relative to many other first-world nations, and spinal injuries necessitate a variety of expensive treatments, especially if the patient’s mobility has been permanently compromised. Fortunately, most personal injury lawyers work on a contingent fee basis / contingency , meaning that they only receive compensation if they are able to secure a claim for the patient. Otherwise, the patient is not responsible for compensating their services. If a settlement is indeed reached, however, the patient does not receive the full amount. His or her lawyers are then compensated for their services from the settlement. Even with a contingent fee basis / contingency, the patients may be responsible for other legal fees depending on their locality and circumstances of their injury.  Most cases are handled on a contingent fee basis / contingency, and fee for service is infrequently used.

 

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contingent fee basis, health insurance, spinal injury, back pain, injury, spinal, pain, lawyers, settlement, legal, contingency

Costs do not end there, however, especially if the patient has experienced a permanent injury. Long-term physical therapy and rehabilitation are often necessary to make sure the patient’s mobility does not undergo further decay. Patients may experience extremely sharp back pain during the first few months of post-operative care, since traditional back surgery involves long, deep incisions that take months to heal completely. The extent of the surgery will of course be dependent on the severity and location of the patient’s injury. Back pain will also fluctuate depending on if the spinal nerves were permanently damaged. Normally, the spinal nerves serve as pathways for motor control signals from the brain, as well as helping the body to interpret external stimuli (pressure, heat, cold, pain, etc.). If the injury damages the spinal nerves, they do not recover, since they have no native regenerative capacity. In these cases, patients may lose partial or total sensation below the point of injury, which minimizes back pain but obviously causes much more serious problems with long-term mobility.

 

 

 

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Keywords: contingent fee basis, health insurance, spinal injury, back pain, injury, spinal, pain, lawyers, settlement, legal, contingency, Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood

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The Legal and Ethical Aspects of a Spinal Injury review by Kraus Back and Neck Institute Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood

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The Legal and Ethical Aspects of a Spinal Injury

 

 

Spinal injuries present difficult decisions to all parties involved. Patients must decide how to best file a claim for compensation, which is a decision not taken lightly, especially if the patient is struggling with major back pain and a downgraded quality of life as a result of the accident. Patients are advised to pursue a full medical examination to corroborate their evidence for a potential claim, given that settlements are typically decided based on how much the spinal injury in question has changed the patient’s quality of life. Doctors will perform range of motion tests as well as interpreting data from numerous imaging exams (x-rays, magnetic resonance imaging) in order to evaluate the patient’s possibilities for long-term recovery.

 

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spinal injury, back pain, contingency fee basis, patient advocate, patients, injury, spinal, claim, compensation, insurance, settlement


If the spinal nerves are damaged, however, patients generally stand to receive some sort of financial compensation, since the spinal nerves lack native regenerative capacity. When they receive sufficient trauma, they are no longer capable of performing their normal functions: interpreting sensory data from external stimuli as well as motor control signals from the brain. Patients with damaged spinal nerves face an increased likelihood of permanent paralysis, usually losing control and sensation at or below the point of the spinal injury.

 

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spinal injury, back pain, contingency fee basis, patient advocate, patients, injury, spinal, claim, compensation, insurance, settlement

 

It’s extremely important that patients remain honest and forthcoming with their legal and medical representatives during the claim process. Consider consulting patient advocates (laypersons who specialize in knowledge of the healthcare industry) for extra information regarding how health insurance companies influence the process. Patients need to be very familiar with their own health insurance coverage plans and motor vehicle insurance plan, especially if they intend to pursue a claim.

 

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spinal injury, back pain, contingency fee basis, patient advocate, patients, injury, spinal, claim, compensation, insurance, settlement

When searching for a legal representative, keep in mind that most spinal injury / personal injury lawyers work on a contingency  fee basis, which means that they receive compensation only if they are successful in reaching a financial settlement for their clients. This means that any compensation due is then subtracted from the settlement in order to compensate the personal injury lawyers for their services. Patients can take solace in the fact that these law professionals and other patient advocates will work extremely hard in order to maximize such awards. Even with a contingency fee basis in place, however, patients still need to provide solid medical evidence that supports their claims regarding limited mobility. If the patient is subsequently found to have recovered much or even all of his or her movement, it’s highly unlikely a significant settlement will be reached.

 

Physicians at the Kraus Back and Neck Institute (KBNI) in Houston, have significant experience treating patients who have suffered from motor vehicle injuries and truck injuries.  They not only treat patients from the medical aspect, but are very well versed in working with excellent attorneys to help the patients.  The KBNI treats patients in Houston as well as surrounding areas including Katy, Spring, Woodlands, Sugarland, Beaumont, Baytown, Pearland, Conroe, Port Arthur.

Patients suffering from neck pain or lower back pain and have been in a motor vehicle injury or truck injury, or who have been told they may require a spine surgery, can contact the Kraus Back and Neck Institute at

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…….  281-713-6296

…….  Or visit www.SpineHealth.com to SCHEDULE AN APPOINTMENT ONLINE

……. KBNI VIDEO on Back and Neck Pain Treatment : Don’t Live in Fear and Pain

 

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Keywords: spinal injury, back pain, contingency fee basis, patient advocate, patients, injury, spinal, claim, compensation, insurance, settlement, Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood

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Re-paying Medical and Legal Debt from an Accident review by KBNI Houston, Katy, Woodlands, Spring, Sugarland, Pearland, Baytown, Beaumont, Kingwood

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Re-paying Medical and Legal Debt from an Accident

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One of the most frightening and potentially most devastating aspects of a car accident / motor vehicle accident / truck accident is the medical and legal debt incurred by the parties involved, particularly if there are serious or life-threatening injuries. Medical debt can quickly spiral out of control in the United States, given that more people than ever before are without employer-based health insurance. Legal debt may not even register on the radar for many members of the public, but it is all-too-real for those who find themselves at fault for a car accident.  An expert personal injury lawyer / personal injury attorney may be necessary.

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personal injury lawyer, back pain, car accident, accident, motor vehicle accident, car insurance, medical debt, medical bills

What can individuals do if this is the case? Who will pay the bills? First, take stock of any injuries: are you experiencing back pain or other quality-of-life changes as a direct result of the car accident? If you are not experiencing back pain but are at-fault for the accident, what kinds of injuries has the other person sustained? Most law professionals agree that at this point, it’s best to consult a personal injury lawyer to minimize your chances of long-term financial obligation as a result of the accident. Personal injury lawyers will also likely be able to discuss in detail certain aspects of your car insurance policy that deal with payment of legal and medical fees after a car accident. That said, you should still read over your car insurance policy very carefully, particularly the sections dealing with accident compensation and legal claims filed against you by other parties. Knowing the gaps in your coverage will help you be better prepared to deal with repayment of legal debt.

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For example, some states are “no fault” states when it comes to car accidents, meaning that the car insurance company will likely pay a substantial portion (and possibly all) medical bills incurred. Usually, however, the “no fault” limit is around $10,000, so hospital bills beyond that will need to be compensated for by the individual. Knowing the ins and outs of your company’s insurance policies will help you decide if you need additional coverage. Other insurance policies and additional coverage may cost more in the short-term, but if you have a high-risk job or do a lot of driving on high-risk roads, additional car insurance may make a lot of sense. This is yet another arena where a personal injury lawyer could be very helpful.

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Patients with lingering or chronic back pain or other medical issues may complicate the issue further, necessitating additional medical consultation. Your car insurance policy likely has financial and chronological limits for your coverage. Your state may also NOT be a “no fault” state, meaning that in some cases all parties involved are responsible for their own medical and legal bills.

Physician experts at the Kraus Back and Neck Institute (KBNI) in Houston, TX, have significant experience and expertise in working with patients who have suffered motor vehicle accidents or truck accidents.  Many of these patients will need complex medical care, and many will need to also see a personal injury attorney.  After an injury, many patients may be confused as to what to do next, and how to straighten out their situations.

The Kraus Back and Neck Institute (KBNI) in Houston TX takes care of patients in Houston and the surrounding areas, including Sugarland, Woodlands, Katy, Spring, Sealy, Baytown, Pearland, Beaumont, Galleria, Conroe, Humble, Kingwood, Port Arthur, Galveston, Texas Medical Center  (TMC) and other Texas TX cities including Dallas, Fort Worth, San Antonio and Austin

If you have SUFFERED AN INJURY, you can contact the Kraus Back and Neck Institute at

…….  281-713-6296

 

…….  Or visit  www.SpineHealth.com  to schedule an appointment online

 

…….  KBNI VIDEO

 

 

 

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