Posts Tagged health insurance
Spinal Injury Lawyers and your Health Insurance review by Kraus Back and Neck Institute Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood
Posted by admin in accident, attorney, back injury, back pain, baytown, beaumont, car insurance, health insurance, houston, houston personal injury lawyer, houston truck accident lawyer, insurance, katy, Kingwood, lawyer, medical bills, medical debt, motor vehicle accident, motor vehicle injury, patient advocate, Pearland, personal injury, personal injury lawyer, Port Arthur, recovery, review, spinal, spinal injury, spinal injury lawyers, Spring, sugarland, Tomball, truck accident, truck accident lawyer, woodlands on December 13, 2015
Spinal Injury Lawyers and your Health Insurance
Patients may have been involved in a motor vehicle accident, truck accident, or other type of motor vehicle injury. Of course, any type of injury, whether it be a motor vehicle injury, truck injury or car injury, are unplanned, and can have significant consequences for the injured person. Understandably, most spinal injury patients are often much more concerned with their long-term prospects for rehabilitation and recovery. As the claim process progresses, it’s easy to let financial decisions take a back seat to quality care. The unfortunate reality, however, is that your health insurance coverage benefits may not cover your recovery in all the ways you require. It’s advised that spinal injury patients take the time to understand their coverage as best they can in order to search for the local and regional doctors that will make a physical and financial recovery possible. After all, whenever the spinal nerves are involved, costs can quickly run to the tens and even hundreds of thousands of dollars. Many patients need corrective spine surgery to remove or repair damaged portions of the spinal column (fragments of disc or vertebra, for example) in order to minimize the possibility of further damage, or to re-stabilize the spinal column. Patients need to address recovery, but they can also be stressed with growing medical bills and medical debt. As a matter of fact, medical bills and medical debt are a significant cause of bankruptcy. Spinal injury lawyers can help to offer guidance not only on defending your case, but on advice with dealing with medical bills and medical debt, and how to handle payment of these, whether through the motor vehicle insurance, case settlement, or health insurance.
Patient advocates are also excellent sources of information, especially when it comes to evaluating how your health insurance coverage will affect your recovery. These laypersons specialize in knowledge regarding the healthcare industry and will likely be able to point you in the direction of doctors (and even other patients) who can give you more advice about how to proceed. For most patients, finances are a high priority, so patient advocates may attempt to put you in touch with in-network healthcare services, depending on your health insurance provider.
Remember that the long-term goal of any spinal injury recovery is to maximize your quality of life. If you need to switch health insurance providers or go with a more expensive treatment, keep that information in mind. It’s hard to ignore large costs, but remember that certain treatments may make the difference between large discrepancies in your long-term mobility. Independent living may still be possible depending on the location and severity of your injury. Though permanent back pain will likely still rear its ugly head, patients can take solace in the fact that most health insurance companies reimburse at least partially for spinal physical therapy, particularly in severe cases like spinal injury.
Spinal physical therapy will help in decreasing back pain by building up muscles throughout the torso and spinal column, allowing patients to explore the limits of their mobility to make sure that their range of motion does not deteriorate further during recovery. Be aware that some health insurance companies may not reimburse you for physical therapy treatments beyond a certain time after your accident, so if possible put your emphasis on programs with exercises simple enough to learn and perform in a home setting. Depending on the severity of your injury, you may also need an assistant to help with maintaining blood flow to areas which fall below the point of your spinal injury. If you have permanent mobility and / or sensation loss, remember that keeping those desensitized areas exercised is vital to avoiding dangerous complications like blood clots.
Keywords: spinal injury, spinal injury lawyers, spinal, health insurance, back pain, patient advocate, accident, medical bills, medical debt, motor vehicle injury, recovery, Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood
Note: for individual advice, consultation with an attorney is recommended
Frequently Asked Questions Regarding the Legal Aspects of Spinal Injury review by Kraus Back and Neck Institute Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood
Posted by admin in accident, attorney, back pain, baytown, beaumont, car accident, contingency fee, contingent fee basis, health insurance, houston, houston personal injury lawyer, houston truck accident lawyer, injury, katy, Kingwood, lawyer, legal, legal specialist, medical bills, nerve damage, pain, Pearland, personal injury, personal injury lawyer, Port Arthur, review, settlement, spinal, spinal injury, sugarland, Tomball, woodlands on December 10, 2015
Frequently Asked Questions Regarding the Legal Aspects of Spinal Injury
Perhaps one of the most common questions asked in the wake of a spinal injury is: where do I begin? Dealing with newfound immobility can be traumatizing, and patients generally have a long road of healing, recovery, and physical rehabilitation ahead of them with no guarantees of recouping the mobility they may have lost. Family members and friends of the patient should work on organizing legal counsel for the victim. Be forthcoming with all the details of the accident. Personal injury lawyers need to have all the pertinent facts of the case in order to have the best chance at reaching a settlement for the patient.
Many spinal injury patients may understandably be concerned with the financial aspects of their recovery. After all, healthcare in the US is remarkably expensive relative to many other first-world nations, and spinal injuries necessitate a variety of expensive treatments, especially if the patient’s mobility has been permanently compromised. Fortunately, most personal injury lawyers work on a contingent fee basis / contingency , meaning that they only receive compensation if they are able to secure a claim for the patient. Otherwise, the patient is not responsible for compensating their services. If a settlement is indeed reached, however, the patient does not receive the full amount. His or her lawyers are then compensated for their services from the settlement. Even with a contingent fee basis / contingency, the patients may be responsible for other legal fees depending on their locality and circumstances of their injury. Most cases are handled on a contingent fee basis / contingency, and fee for service is infrequently used.
Costs do not end there, however, especially if the patient has experienced a permanent injury. Long-term physical therapy and rehabilitation are often necessary to make sure the patient’s mobility does not undergo further decay. Patients may experience extremely sharp back pain during the first few months of post-operative care, since traditional back surgery involves long, deep incisions that take months to heal completely. The extent of the surgery will of course be dependent on the severity and location of the patient’s injury. Back pain will also fluctuate depending on if the spinal nerves were permanently damaged. Normally, the spinal nerves serve as pathways for motor control signals from the brain, as well as helping the body to interpret external stimuli (pressure, heat, cold, pain, etc.). If the injury damages the spinal nerves, they do not recover, since they have no native regenerative capacity. In these cases, patients may lose partial or total sensation below the point of injury, which minimizes back pain but obviously causes much more serious problems with long-term mobility.
Keywords: contingent fee basis, health insurance, spinal injury, back pain, injury, spinal, pain, lawyers, settlement, legal, contingency, Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood