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Spinal Injury Lawyers and your Health Insurance review by Kraus Back and Neck Institute Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood
Posted by admin in accident, attorney, back injury, back pain, baytown, beaumont, car insurance, health insurance, houston, houston personal injury lawyer, houston truck accident lawyer, insurance, katy, Kingwood, lawyer, medical bills, medical debt, motor vehicle accident, motor vehicle injury, patient advocate, Pearland, personal injury, personal injury lawyer, Port Arthur, recovery, review, spinal, spinal injury, spinal injury lawyers, Spring, sugarland, Tomball, truck accident, truck accident lawyer, woodlands on December 13, 2015
Spinal Injury Lawyers and your Health Insurance
Patients may have been involved in a motor vehicle accident, truck accident, or other type of motor vehicle injury. Of course, any type of injury, whether it be a motor vehicle injury, truck injury or car injury, are unplanned, and can have significant consequences for the injured person. Understandably, most spinal injury patients are often much more concerned with their long-term prospects for rehabilitation and recovery. As the claim process progresses, it’s easy to let financial decisions take a back seat to quality care. The unfortunate reality, however, is that your health insurance coverage benefits may not cover your recovery in all the ways you require. It’s advised that spinal injury patients take the time to understand their coverage as best they can in order to search for the local and regional doctors that will make a physical and financial recovery possible. After all, whenever the spinal nerves are involved, costs can quickly run to the tens and even hundreds of thousands of dollars. Many patients need corrective spine surgery to remove or repair damaged portions of the spinal column (fragments of disc or vertebra, for example) in order to minimize the possibility of further damage, or to re-stabilize the spinal column. Patients need to address recovery, but they can also be stressed with growing medical bills and medical debt. As a matter of fact, medical bills and medical debt are a significant cause of bankruptcy. Spinal injury lawyers can help to offer guidance not only on defending your case, but on advice with dealing with medical bills and medical debt, and how to handle payment of these, whether through the motor vehicle insurance, case settlement, or health insurance.
Patient advocates are also excellent sources of information, especially when it comes to evaluating how your health insurance coverage will affect your recovery. These laypersons specialize in knowledge regarding the healthcare industry and will likely be able to point you in the direction of doctors (and even other patients) who can give you more advice about how to proceed. For most patients, finances are a high priority, so patient advocates may attempt to put you in touch with in-network healthcare services, depending on your health insurance provider.
Remember that the long-term goal of any spinal injury recovery is to maximize your quality of life. If you need to switch health insurance providers or go with a more expensive treatment, keep that information in mind. It’s hard to ignore large costs, but remember that certain treatments may make the difference between large discrepancies in your long-term mobility. Independent living may still be possible depending on the location and severity of your injury. Though permanent back pain will likely still rear its ugly head, patients can take solace in the fact that most health insurance companies reimburse at least partially for spinal physical therapy, particularly in severe cases like spinal injury.
Spinal physical therapy will help in decreasing back pain by building up muscles throughout the torso and spinal column, allowing patients to explore the limits of their mobility to make sure that their range of motion does not deteriorate further during recovery. Be aware that some health insurance companies may not reimburse you for physical therapy treatments beyond a certain time after your accident, so if possible put your emphasis on programs with exercises simple enough to learn and perform in a home setting. Depending on the severity of your injury, you may also need an assistant to help with maintaining blood flow to areas which fall below the point of your spinal injury. If you have permanent mobility and / or sensation loss, remember that keeping those desensitized areas exercised is vital to avoiding dangerous complications like blood clots.
Keywords: spinal injury, spinal injury lawyers, spinal, health insurance, back pain, patient advocate, accident, medical bills, medical debt, motor vehicle injury, recovery, Houston, Baytown, Beaumont, Port Arthur, Sugarland, Katy, Spring, Pearland, Woodlands, Kingwood
Note: for individual advice, consultation with an attorney is recommended